Legal Document

Terms of Service

Please read these terms carefully before using our service. By using FinanFlow, you agree to these terms.

Last updated: January 15, 2025

1. Acceptance of Terms

By accessing and using FinanFlow's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

FinanFlow provides an AI-powered financial management platform that helps users track expenses, manage budgets, and make informed financial decisions. Our services include but are not limited to:

Core Features

  • • Expense tracking and categorization
  • • Budget creation and monitoring
  • • Financial insights and analytics

Advanced Tools

  • • Investment portfolio tracking
  • • Goal setting and progress tracking
  • • AI-powered recommendations

3. User Accounts

To access certain features of our service, you must create an account. You are responsible for:

  • Maintaining the security of your account credentials
  • All activities that occur under your account
  • Providing accurate and complete information
  • Promptly updating your account information

4. Subscription and Billing

FinanFlow offers subscription-based services with the following terms:

Trial & Billing

  • • 7-day free trial for new users
  • • Automatic subscription renewal
  • • Monthly or annual billing cycles

Policies

  • • Refunds per our refund policy
  • • 30-day notice for price changes
  • • Cancel anytime

5. User Responsibilities

Important: You agree to use our service responsibly and in compliance with all applicable laws.

  • • Use the service only for lawful purposes
  • • Not attempt to gain unauthorized access to our systems
  • • Not interfere with or disrupt the service
  • • Not share your account with others
  • • Comply with all applicable laws and regulations

6. Data Security and Privacy

We take data security seriously and implement industry-standard measures to protect your information. However, no system is 100% secure, and you acknowledge that you use our service at your own risk. Please review our Privacy Policy for detailed information about data handling.

7. Intellectual Property

Copyright Notice: All content, features, and functionality of FinanFlow are protected by intellectual property laws.

All content, features, and functionality of FinanFlow are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

8. Disclaimers

Important: FinanFlow is provided "as is" without warranties of any kind.

We do not guarantee:

Service Reliability

  • • Uninterrupted or error-free service
  • • Compatibility with all devices
  • • Security against all threats

Data Accuracy

  • • Accuracy of financial data
  • • Reliability of recommendations
  • • Investment performance

9. Limitation of Liability

Legal Notice: Our liability is limited to the maximum extent permitted by law.

To the maximum extent permitted by law, FinanFlow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of your use of our service.

10. Termination

Account Termination: We reserve the right to terminate accounts that violate these terms.

We may terminate or suspend your account and access to our service at our sole discretion, without prior notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties.

11. Modifications to Service

We reserve the right to modify or discontinue our service at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the service.

12. Governing Law

Jurisdiction: These terms are governed by California state law and federal law.

These terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes will be resolved through binding arbitration in San Francisco, California.

13. Changes to Terms

Updates: We will notify you of material changes to these terms via email or through our service.

We reserve the right to update these terms at any time. We will notify users of material changes via email or through our service. Your continued use of the service after such changes constitutes acceptance of the updated terms.

14. Contact Information

For questions about these terms, please contact us:

Phone

+1 (555) 123-4567

Address

123 Finance Street, Suite 100, San Francisco, CA 94107